Let Campbell and Cress Appraisal Service, LLC attend to your appraisal needsEach year, thousands of people in North Carolina purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. The majority of lenders still call in a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation methods that might appear more prudent than an appraisal. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are more times when the services of a certified, independent real estate professional might be beneficial. 
Appeal your tax assessment in Iredell CountyIt's possible you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your home, so if prices have gone down in your area, you can challenge your assessment and save money. An appraisal from Campbell and Cress Appraisal Service, LLC is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment. Eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance policy that many lenders ask homebuyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Most often, this additional payment is folded into the monthly mortgage payment and is soon forgotten. This is damaging because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. Campbell and Cress Appraisal Service, LLC can produce a statement regarding the value of your home, and the cost of the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from Campbell and Cress Appraisal Service, LLC Order todaySettle a divorce with less stressA divorce can be a very daunting event for both parties, and it is often further complicated by the burdensome decision of who keeps the home. It's a good idea to order an appraisal from Campbell and Cress Appraisal Service, LLC so both parties are completely aware of the true market value of their house, regardless of the circumstances. If the parties wish to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine a fair and accurate valuation for estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion. Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Move to or from Iredell County through an employee relocation programWe are aware of the stress associated with an employee relocation. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any recent sales or listings in their neighborhood that they want considered during our detailed inspection. Close on your home promptly — at an accurate priceA professional appraisal will help you make a better educated decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they rest on our efforts to complete the appraisal report. We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
|